* ANZ Smart Choice Super for Employers and their Employees received a Gold rating in SuperRatings’ 2016 product rating. ANZ Smart Choice Super was awarded Fast Mover in SuperRatings 2016 product rating. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria.
† ANZ Smart Choice Super for Employers and their Employees is a MySuper Employer Superannuation product (MySuper unique Identifier: ANZ Smart Choice Super – 53789980697928) issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238 346, RSE L0000673) as detailed in the Product Disclosure Statement for ANZ Smart Choice Super for Employers and their Employees, dated 25 May 2015, and as updated from time to time.
# Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880. Analysis current as at March 2016, and limited to the member, administration and investment management fees of 105 retail, industry, corporate and government MySuper funds. ^The ANZ Smart Choice Super fee includes a one off 0.01% APRA levy charged on 28/05/15. In conducting the analysis, the ANZ Smart Choice Super – 1960’s diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $50,000 MySuper balance. Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. Visit anz.com/superfeesgraph to find out more.
‡ Temporary service disruptions may occur. ANZ goMoney® is a registered trademark of ANZ. Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. ANZ recommends that you read the Grow Terms and Conditions available at anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ. ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is currently available on iOS devices only (iPad, iPhone and Apple Watch). You must be running iOS8.3 (or greater) to use the app, which is available from the App Store.
ANZ Smart Choice Super for Employers and their Employees (‘ANZ Smart Choice Super’) issued under the Product Disclosure Statement (PDS) dated 25 May 2015, as updated from time to time, OnePath Integra Super issued under the PDS dated 27 February 2012, as updated from time to time, and ANZ Super Advantage issued under the PDS dated 27 February 2012, as updated from time to time, are products issued by OnePath Custodians Pty Limited (OnePath Custodians) ABN 12 008 508 496, AFSL 238346, RSE L0000673 through the OnePath MasterFund ABN 53 789 980 697, RSE R1001525, a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. OnePath Custodians is not an authorised deposit taking institution under the Banking Act 1959 (Cth). Except as described in the Product Disclosure Statement (PDS) or Additional Information Guide (AIG), this product is not a deposit or other liability of ANZ or its related group of companies and none of them stands behind or guarantees the issuer or the capital or performance of the product.
This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of the information, having regard to your objectives, financial situations or needs. You should read the ANZ Smart Choice Super for Employers and their Employees PDS before deciding to acquire or hold the product. A copy of the PDS, Additional Information Guide, Insurance Guide and ANZ Financial Services Guide are available to download from anz.com/smartchoicesuper or call Customer Services to obtain a copy of the PDS. In addition to their salary, ANZ staff members may receive monetary and non-monetary benefits depending on the product they are selling or providing advice on. You may request further information from ANZ. Other key features including insurance, available investment options and performance, exit fees and functionality are relevant when choosing a super fund.
Before your account is transitioned into ANZ Smart Choice Super, you need to consider if you will lose any benefits, in particular insurance cover, or whether you will pay any exit or withdrawal fees, incur any investment costs, if you will be changing your investment risk, where your future employer contributions will be paid, or whether you are eligible to obtain adequate insurance in ANZ Smart Choice Super. You can find this information on your annual statements or other documents for your existing accounts. You can apply for insurance cover through ANZ Smart Choice Super, including transfer of any existing Death and TPD cover you currently hold in another super account, before you transfer. However you should first consider whether you are eligible and whether that insurance is suitable for your needs as it may be subject to different terms and conditions to your current insurance.